Drive with peace of mind

auto insurance built for you!

Finding the right auto insurance shouldn’t be complicated. At Maguire Insurance Agency, we simplify the process by comparing policies from 400+ insurance carriers, ensuring you receive high-value coverage at the best possible rate. Whether your travels take you to the Finger Lakes Region, Syracuse, and other destinations throughout New York State and beyond, we design policies tailored to your unique needs and driving habits.

Protection That Goes Beyond the Basics

The right auto policy should do more than meet the minimum requirements—it should protect you financially, keep you confident on the road, and provide real support when something happens. That’s why we help you build a plan that includes liability, collision, comprehensive, medical payments, uninsured motorist protection, and more.

Bundle & Save

Discounts That Put Money Back in Your Pocket. Bundling your insurance policies is one of the easiest and fastest ways to save. Because Maguire Insurance Agency works with hundreds of carriers, we can match you with companies offering the largest multi-policy and loyalty discounts—often saving customers hundreds per year.

Popular discounts include:

• Auto + Home
• Auto + Home + Life
• Home + Motorcycle + Boat
• Good Driver Discount
• Good Student Discount
• Education Level Discount
• Good Payer Discount
• Multi-Vehicle Discounts
• And many more, depending on the carrier

If you’re looking to maximize savings, we’ll run a full review across our carrier network and find every discount you qualify for.

Accident Forgiveness

Accidents happen—and you shouldn’t be punished for being human. With select carriers, Maguire Insurance Agency offers Accident Forgiveness, which ensures your insurance rates won’t go up after an accident, even if you’re at fault. This benefit is especially helpful for:

• Families with teen drivers
• Daily commuters
• Households with multiple vehicles
• Anyone who wants extra peace of mind

Accident Forgiveness means a single mistake doesn’t trigger years of inflated premiums. Your budget—and your peace of mind—stay intact.

New Car Replacement Guarantee

Don't settle for depreciated value

If you’ve purchased a new vehicle, protecting your investment is crucial. Many carriers offer a powerful benefit called New Car Replacement Guarantee, and Maguire Insurance Agency can help you secure it.

If your new car is totaled within the first three years, this coverage ensures you receive a brand-new replacement vehicle—not a reduced payout based on depreciation.

Why this matters:

• New cars lose value quickly
• Traditional insurance only reimburses the depreciated amount
• New Car Replacement Guarantee bridges the gap
• You drive away in a new vehicle, not left paying out-of-pocket

This coverage is ideal for new car buyers and anyone financing or leasing a vehicle who wants complete protection.

Deductible Rewards

Lower your deductible every year you stay accident-free

Safe driving should be rewarded—and with Deductible Rewards, it is. Many of our carriers offer programs that reduce your deductible by $100 for every year you go without an accident.

Benefits include:

• Instant savings over time
• Lower out-of-pocket costs if something happens
• A built-in incentive for continued safe driving

It’s one of the easiest ways to keep more money in your pocket while staying protected.

Experience you can count on

With more than 30 years of experience, our licensed agents know how to navigate New York’s insurance requirements, discounts, and risk factors. We also provide annual auto insurance reviews to make sure your policy stays aligned with changes in your life: new cars, teen drivers, relocations, or evolving coverage needs.

Local Support When you need it

Unlike online-only insurers, we’re right here in your community. Visit one of our locations in Ithaca, Trumansburg, or Syracuse for in-person guidance and claims support from a local agent who genuinely cares.