Property

Customized coverage options designed to protects your home from life’s unexpected events.

A Strong Foundation of Protection

Your home is more than an address—it’s your investment, your memories, and your financial foundation. At Maguire Insurance Agency, we simplify the process of finding the right homeowners insurance, renters insurance, landlord insurance, and property protection coverage by comparing policies from 400+ insurance carriers.

Whether your property is located in Ithaca, Trumansburg, Syracuse, the Finger Lakes Region, or anywhere across New York State, our licensed agents design policies tailored to your property type, location risks, and long-term financial goals.

With our Quick Quote tool powered by Canopy Connect, you can securely upload your current declarations page, allowing our team to review your coverage and shop better options—without tying up your day with lengthy phone calls.

Protection That Goes Beyond the Basics.

The right property insurance policy should do more than meet lender requirements—it should fully protect your home, belongings, and financial future.

• Dwelling Coverage
• Personal Property Protection
• Liability Coverage
• Loss of Use Coverage
• Flood & Supplemental Coverage Options
• Replacement Cost Protection
• Scheduled Valuable Items Coverage

Our team ensures you’re protected from underinsurance risks, coverage gaps, and outdated policy limits—common issues we uncover during our complimentary annual policy reviews.

Bundle & Save!

Discounts That protect your home-and yourt budget.

Bundling policies is one of the fastest ways to lower your premiums. Because we partner with hundreds of top-rated insurance carriers, we can identify significant savings opportunities.

Popular bundle options include:

• Home + Auto
• Home + Auto + Umbrella
• Landlord + Auto
• Renters + Auto
• Multi-Property Discounts
• Claims-Free Discounts
• Loyalty Discounts
• Protective Device Discounts (alarm systems, smart home monitoring)

Our agents run a full comparison across our carrier network to uncover every available discount.

Guaranteed Replacement Cost

Protect your investment fully.

Construction costs fluctuate. Many homeowners discover too late that their policy limits don’t reflect current rebuild costs.

With select carriers, we can secure Guaranteed Replacement Cost coverage, which helps ensure your home can be rebuilt—even if reconstruction costs exceed your policy limits due to inflation or labor shortages.

• Rising construction and material costs
• Labor shortages impacting rebuild pricing
• Protection against underinsured property claims
• Peace of mind knowing your investment is fully protected

Water backup & Hidden Risk Protection

Water damage is one of the most common property claims in New York State. Standard policies don’t always include coverage for:

• Sewer or drain backup
• Sump pump failure
• Hidden water leaks
• Mold remediation

We proactively identify these gaps and customize coverage to reduce your financial exposure.

Experience You Can Count On

With over 30 years of experience, our licensed agents understand New York property insurance requirements, regional weather risks, and evolving real estate values. We conduct annual property insurance reviews to ensure your policy reflects renovations, home additions, property value changes, and life events.

Local Support When You Need It

Unlike online-only insurers, we offer in-person service at our offices in Ithaca, Trumansburg, and Syracuse. When you have questions about a claim, policy update, or coverage review, you can meet face-to-face with a knowledgeable local agent who understands your community.